This policy states our internal Morgan International privacy practices reflecting our commitment to protect the personal data of our customers while being exchanged or processed through our website, mobile application, or any other Morgan International communication channel.
This statement also highlights WHAT type of personal data we may collect, WHY we use it, WHO we may share it with, HOW we handle it, and WHEN we may dispose it off.
Why & How we use your Personal Information
We only collect from you the personal information that is necessary to carry out our contractual obligations towards you, in accordance with the legal requirements. The failure to provide us with the mandatory personal information may result in Morgan being unable to provide you the requested products and services.
Morgan uses the personal information it collects from you in the following ways:
•To fulfil our agreement with you including processing your registration, sending you your user name and access code or other details relating to your registration in our courses, or contacting you if there is a problem with your application process;
•To facilitate your enrolment in Morgan Programs, if any;
•For our own marketing purposes, such as sending you updates on our latest offers and promotions. When you provide personal information online, you may indicate that you do not want to receive direct marketing materials from Morgan;
•To analyze how our users’ access, navigate our services and use Morgan platforms;
•To process your payment and/or refund;
•For customer support, including resolving and answering any queries which you may send to us by email or other forms of communication;
•To improve our products and services;
•To personalize your learning experience or provide services tailored to your requirements;
•To meet compliance obligations corporate systems or audit purposes, including the prevention of fraud for online payments and use of payment schemes;
•For legal purposes, such as to respond to a valid legal requirements or regulatory order, judicial decision and/or EU regulations and applicable EU directives.
And for all other purposes necessary for the provision of our services and other supplementary services related to your course registrations and attendance.
Legal basis for holding and processing personal information
Morgan will only process your personal information where we have a legal basis to do so and at all times in compliance with applicable data protection laws. Set out below are the legitimate reasons for which Morgan will collect and use your information:
•We need to use your information so that we can process your course registrations, track your progress, fulfil your study arrangements and otherwise perform a contract or take steps to enter a contract with you.
•It is in Morgan’ legitimate interests as a tuition provider to use your personal information to operate and improve its business
•Morgan needs to use your personal information to comply with a legal obligation.
•You have consented to Morgan using your information for a particular purpose.
If we process your personal data in our legitimate interests, in addition to the purposes stated above, it will be for promoting our business, developing better services and products, improving customer service, protecting our business against financial loss, processing job application and managing legal issues. In all cases, we make sure that your interests or fundamental rights and freedoms do not override those interests.
What type of Personal Information we collect
When you use the Morgan website, mobile site or applications, we may collect various personal information of you. The type of personal information we collect about you depends on your interaction with us, and may include, but not limited to, the following:
•Date of Birth;
•Contact Details such as address, telephone number and email address;
•Nationality or list of nationalities;
•Payment details (such as credit/debit card number ,expiry date, whether is valid for use outside the issuance state) provided regarding the online purchase of our products and services subject to Payment Card Industry Data Security Standard (“PCI DSS”) Policy;
•Tracking statistical information collected as you navigate through our sites such as IP address, browser type, operating system and pages accessed. This is stored purely for analytical purposes, and to provide you with a better service and is entirely anonymous;
•And such other additional information that will be required in relation with herein declared purpose and use of information.
We may also collect information automatically through your use of our websites and mobile application (through cookies, beacons or other tracking technologies), including, but not limited to, the following:
•Your pinpointed physical location information from technologies like GPS, Wi-Fi, or cell tower proximity (geo-location tracking);
•Your domain name;
•Device ID or alternative ID where required by the platform provider;
•Electronic data concerning operating systems and computing devices/browsers, including types;
•Features you use and links you click;
•Amount of time (session time) spent using the platform(s)
•Installs and uninstalls of mobile application(s)
•Transaction details and history
Who we may share your Personal Information with
To facilitate your learning experience and course registration process, we may need to share your personal information with:
•Our entities and/or affiliates companies i.e. Morgan Holding SA to fulfil our agreement with you;
•Course Partner and materials suppliers which involves sharing of peronsal information to get access codes to the learning platforms;
•Banks and payment providers, to process and authorize payments;
•Service providers who assist us to provide our services, including local agents who manage and support customer needs;
•Third parties to whom we transfer or may transfer our rights and duties under our agreement with you;
•Our staff and agents to do any of the listed above on our behalf, anytime.
How we handle your Personal Information
Morgan is committed to ensure the confidentiality and security of personal information at all times.
Morgan has invested heavily on technology and security safeguards to protect your personal information from loss, improper use, unauthorized access, loss, disclosure or modifications.
Morgan has established proper organizational, technical and physical security measures to protect personal information that customers provide.
Your Consent Withdrawal
You are not obliged to provide us your personal information. However, if you choose not to provide certain personal information or if you choose to withdraw any consent or authorization you gave us for processing your personal information, we may not be able to provide you with the products or services that you have requested from us.
To unsubscribe from online promotions or marketing communications, you can contact us on the below address or click the “unsubscribe” link located at the bottom of each message.
These rights are without prejudice to any legal rights or any disposition you may have in applicable laws and regulations, including your right to object to certain processing of data.
Your Personal Information Retention
Morgan will retain your personal information for as long as it is necessary to fulfil the purposes for which it was collected.
Your Personal Information Update
You can always update or correct your personal profile, or change your preferences for the way in which you would like us to communicate with you, including how you receive news updates from us, or details of our latest offers.
If you believe that Morgan has incorrect or incomplete information about you, or if you no longer desire our service please contact us on the below address as soon as possible.
Your Access Rights
In some countries and subject to applicable laws, you may have the right to access or see what personal information we hold about you. If you wish to exercise this right, please contact us on the below address.
We will handle this request in a reasonable time and we may charge small fees for processing this request, depending on the information requested, to the extent permitted by applicable law.
Transfer of your personal Information
We will often transfer your personal information across Morgan and its affiliated companies and suppliers and Morgan’s insurers to maintain our operations and provide services.
Furthermore, we will ask third party service providers to process personal information on our behalf where it is needed in relation to services they provide to us.
This may require your personal information to be transferred to foreign countries where Morgan may be obliged legally to disclose this information to foreign courts, law enforcement or governmental authorities. In this event, your personal information will be subject to the laws applicable by those countries,
In a continued effort to meet customer expectations and improve the services offered on its websites and platforms, Morgan may use “cookies”.
A “cookie” is a computer file which is stored on your device. Cookies may collect personal information about you such as how you navigate our websites and platforms.
Cookies allow us to understand your needs and hence provide better services tailored to meet your expectations.
A cookie may be deployed on your device when you visit Morgan websites unless you decide that you do not want this to occur or if you have turned this feature ‘off’ in your web browser settings. In this event, you should note that this may affect our ability to provide websites and platforms services to you.
Morgan is committed to ensure the protection of your personal information wherever it is located, however, Morgan is not responsible of the privacy practiced by the third-party web sites that you may access through the links (URLs) imbedded in our websites and or mobile application. Moreover, no internet-based site can be 100% secure; therefore, we cannot be held responsible for unauthorized or unintended access or hacked activities that are beyond our control.